Our achievements

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Our achievements are presented under each of our outcomes, including data on our outputs and case studies highlighting our work.

Supporting Victorian renters

Following the introduction of Victoria’s rental law reforms in 2021 and alongside the establishment of the new Renting Taskforce, this year CAV had a strong focus on ensuring renters, rental providers and agents understand and can exercise their rights and meet their responsibilities.

We provide information and advice on Victoria’s residential tenancies laws via our website and through phone and online enquiries. In 2023–24, CAV answered 66,231 calls related to rental enquiries, while the renting section on the CAV website received 4,983,695 visits. The most popular website pages on renting matters were the rent calculator, giving a notice to vacate to a renter and minimum standards for rental properties.

We also used our social media channels to promote information about Victoria’s renting laws throughout the year. From April to June 2024, we ran an additional state-wide digital communications campaign to remind rental providers, agents and renters of their rights and obligations under Victoria’s mandatory rental minimum standards. The campaign ran across multiple platforms and key real estate websites, and translations helped get the message out to people who don’t speak English. The campaign was seen over 17.7 million times and generated 194,700 visits to the rental minimum standards webpage.

CAV’s rent investigations play an important role in helping renters avoid unfair rents. Under the Residential Tenancies Act 1997, renters can ask us to carry out an investigation if they think a proposed rent increase is excessive. We assess the proposed rent against a set of criteria under the law and if we find it is excessive, we can help renters and rental providers reach an agreed rental price. If they cannot agree on a new rent, renters can use our report to apply to the Victorian Civil and Administrative Tribunal (VCAT). VCAT may set a maximum rent.

In 2023–24, CAV received 7,469 requests for rent investigations, a 37% increase on last year reflecting ongoing demand for help in the tight rental market. Renters can also ask us to conduct an inspection where there is a dispute over non‑urgent repairs. In 2023–24, CAV undertook over 570 inspections to help resolve non-urgent repairs matters.

Community programs

CAV continued to fund a range of community services in 2023–24 to ensure financial counselling, renter and consumer assistance was available to Victorians experiencing disadvantage or vulnerability in the marketplace.

Financial counselling

Financial counsellors provide a range of support to help people get their finances back on track, including information and advice on debt or credit issues, support in negotiating with creditors and insurers and working out payment plans. Financial counselling can make a real difference to Victorians in hardship, but services have been under increasing pressure with the rising cost of living, housing pressures and high demand post COVID-19.

Through the Financial Counselling Program (FCP), CAV funding supported more than 19,000 clients experiencing financial hardship. During 2023–24, the FCP received $16.7 million in funding from CAV for free and independent financial counselling services to be delivered by community organisations across the state.

People experiencing family violence were supported through specialised financial counselling services, provided to 4,164 Victorians. The specialist program was established in response to the Royal Commission into Family Violence. These critical specialist resources helped vulnerable people access financial hardship programs, negotiate with creditors and put in place plans to deal with debts.

Flood financial counselling was established to support Victorians impacted by the October 2022 floods. During the year these important services were extended until 30 June 2024. Bushfire financial counselling was established in response to the 2020 Victorian bushfires, with services in place until 31 December 2023.

In May 2024, the Government announced an extra $15 million would be provided through a grant funding round to support financial counselling services for people experiencing financial hardship due to mortgage or rental stress. This funding will be rolled out from 2024–25. CAV will also look to further ways to support this critical sector in the coming year.

Renter services

CAV supports multiple programs which provide support to people living in rental or retirement housing, with $4.6 million in total funding in 2023–24.

The Tenancy Assistance and Advocacy Program (TAAP) provides local, place-based support to renters across the state. In 2023–24, TAAP supported 8,625 clients with information and advice, referrals to other support services, negotiation with estate agents or rental providers, and VCAT appearances.

Workers delivering services under the TAAP are supported by the Tenancy Central Service (TCS), delivered by Tenants Victoria, which provides worker advice, complex casework services and professional development.

The Retirement Housing Assistance and Advocacy Program (RHAAP) is a specialist state-wide program which supports people over 55 living in retirement housing. In 2023–24, RHAAP helped 468 clients through the Retirement Housing Assistance Service (RHAS), retirement housing workers advice line and retirement housing campaigns, media, policy and advocacy.

CAV funding to the Registered Accommodation Association of Victoria supports best practice operation of registered rooming houses. This funding supports the production of a guide and delivering of online learning opportunities for registered rooming house operators.

In 2023–24, we continued our funding of the Tenancy Stress Victoria program, providing support for Victorian renters impacted by the October 2022 floods. The program helps renters maintain viable tenancies and avoid homelessness by providing a range of integrated rental, legal and financial counselling services and support.

Rental Stress Support Package

Like financial counsellors, rental service providers have experienced high demand in the past year. Under its Housing Statement released in September 2023, the Victorian Government announced a new Rental Stress Support Package to help address the high demand for rental assistance that organisations who work to prevent homelessness and help renters stay in their homes are seeing, while the Government works to boost social, affordable and market housing supply across the state.

CAV supported the rollout of this package and in May 2024, the Government announced it had allocated $7.8 million across 3 years from 2023–24 to 2025–26 to nine not‑for-profit community service organisations. These organisations will provide people experiencing rental stress with access to additional information and advice, financial counselling, advocacy and legal assistance services.

Consumer assistance

CAV provides funding to support financially disadvantaged Victorians who need help with complex consumer issues. The Consumer Assistance and Advocacy Program (CAAP) received nearly $980,000 in 2023–24 to provide advice, casework, and advocacy services to Victorian consumers, empowering 241 individuals to exercise their consumer rights in 2023–24. Additionally, we allocated $1.37 million to the Consumer Policy Research Centre for research on important consumer law issues, particularly how they impact consumers experiencing vulnerability.

Through the Domestic Building Legal Service (DBLS), CAV provided $700,000 to support Victorians with domestic building disputes. The DBLS provides information and support to domestic building consumers whose matters have not successfully resolved through Domestic Building Dispute Resolution Victoria. In 2023–24, the DBLS assisted 168 clients. CAV is also currently reviewing the DBLS so it remains fit-for-purpose for all Victorians who need these supports.

Domestic building assistance

In 2023 and 2024, several domestic builders went into liquidation. Their closure affected thousands of projects; customers with incomplete homes faced out-of-pocket costs of tens of thousands of dollars, plus higher costs when finding another company to finish construction.

Some impacted customers could claim compensation under the builder’s domestic building insurance, but many had no insurance cover due to the builder’s failure to take out the required insurance. The government established 2 government funded payment schemes to support customers of approved liquidated builders who had failed to take out domestic building insurance on their behalf.

CAV continued to provide updated information and support to help Victorian consumers navigate domestic building issues and disputes throughout 2023–24. We provided information on how to access the government payment schemes and on other emerging issues via our website, Building Information Line and social media. This included new advice on dealing with home builders who go into voluntary administration and the ban on the supply or installation of certain engineered stone products, which came into effect in Victoria from 1 July 2024.

In February 2024, two new offences with significant penalties were also inserted into the Domestic Building Contracts Act 1995, for builders who demand or receive money under a major domestic building contract with consumers without holding the required domestic building insurance on behalf of their customers. These offences will ensure Victorians building or renovating their homes have strong protections, and that builders face appropriate consequences when they fail to comply with insurance requirements. While the Victorian Building Authority (VBA) is the lead regulator for the new offences, CAV also has powers to monitor and enforce these new obligations.

The government is also taking further actions to ensure Victoria’s building legislative framework is fit for purpose, including a current review of the Domestic Building Contracts Act 1995 and reviewing the role of all regulators. CAV will continue to prioritise responses to domestic building issues in the coming year.

Find tables of Information, advice and assistance provided to consumers and Information, advice and service delivery to renters, rental providers and agents on page 19 of CAV Annual report 2023-24 (PDF, 628KB).

Regulatory priorities

In 2023–24, we published new regulatory priorities across four key areas, including fairness and safety in competitive consumer markets, robust professional standards and a fair and safe rental market. Priorities included product safety, in particular products that are unsafe for children, estate agent underquoting, illegal trust account action, and renting minimum standards, all of which are discussed further below.

CAV also undertook a range of actions under our other regulatory priorities in 2023–24. For example, we continued to deliver our Rooming House Minimum Standards compliance project, aimed at making rooming houses – often the last housing resort for some of the most vulnerable Victorians – safer and more comfortable. We conducted 296 inspections in 2023–24 to ensure rooming houses comply with mandatory safety and amenity standards for residents and issued 178 official warnings and 2 infringements to secure rectification and compliance. 989 gas and electrical safety certificates were also lodged using our online myCAV licensing portal this year, making it easier and faster for rooming house operators to meet this core safety requirement.

During the year we also established and led a national motor car trading working group with our Commonwealth, state and territory Australian Consumer Law counterpart regulators. The first actions of the working group involved collecting data from jurisdictions to inform a broader market study, explore common issues and identify opportunities to collaborate on regulatory interventions.

Product safety regulation

Victorians have a right to expect that household products they buy meet required safety standards. CAV works closely with the Australian Competition and Consumer Commission and other jurisdictions to administer the national product safety provisions of the Australian Consumer Law in Victoria. This includes enforcing product bans, safety and information standards and facilitating recalls where necessary.

The CAV website provides up to date information on safety standards and includes a dedicated section on safety in the home. CAV helps the public to report unsafe products via its website and submit urgent complaints about products that have or could cause serious injury via our phone hotline.

In 2023–24, CAV inspectors played a critical role in keeping the community safe, inspecting 425 stores across Victoria, issuing 8 infringements and 131 official warnings, and receiving 65 voluntary undertakings to remove dangerous products from sale.

Many of the unsafe products uncovered by CAV inspectors during the year involved button batteries. Button batteries can be found in a variety of household products and pose serious risks to young children because they can cause terrible injuries and even death if swallowed. Mandatory Australian safety and information standards have applied to products containing button batteries since mid-2022 and should now be well understood by suppliers and retailers. We will continue to focus on the risks posed by non-compliant products in the coming year.

In 2023–24, CAV also sent 2,264 free curtain and blind cord safety kits to Victorian residents. The kits help make looped curtain and blind cords safer for children.

Underquoting Taskforce

Underquoting is an unfair practice where a property is advertised for less than its realistic sale price. It causes potential buyers to waste time and money and distorts the market. In September 2022, the government announced $3.8 million in funding over two years for a dedicated taskforce to target underquoting. The taskforce is embedded within CAV and builds on CAV’s work ensuring estate agents provide accurate pricing information to Victorians.

CAV takes a ‘zero tolerance’ approach to underquoting, which means all instances of suspected non-compliance result in a regulatory response. In 2023–24, the Underquoting Taskforce monitored 1,547 sales campaigns, and issued 89 infringements and 128 official warnings, totalling $1,001,720 in fines. These activities help to dissuade underquoting and other unfair practices in Victoria’s property market, so Victorians have fairer and easier access to purchasing property.

CAV ran a two-pronged communications campaign to ensure the industry and public are aware of their rights and obligations and support the activities of the taskforce. In addition to organic social media through our own channels, CAV ran a paid advertising campaign from August to November 2023. The campaign aimed to spread awareness within the Victorian community of the illegality of underquoting and CAV’s commitment to combat the practice. Victorians were also advised that they could report instance of underquoting through CAV’s online portal. The ads were seen over 7 million times, with 4,908 clicks through to the campaign page.

In March 2024, CAV launched new criminal court proceedings against a Melbourne estate agency for alleged underquoting breaches of failing to provide a reasonable estimated selling price. The charges include that the agency claimed it could not find comparable properties for an Ivanhoe townhouse. The court proceedings will continue into the 2024–25 year and other investigations remain ongoing.

In August 2024, the government announced the taskforce would be made permanent to allow CAV’s work to stamp out underquoting to continue.

Find the Underquoting taskforce activity table on page 21 of the CAV annual report 2023-24 (PDF, 628KB).

Trust account auditing

Trust accounts serve to safeguard consumers who make payments (such as rent, deposits, or fees) to real estate agents and conveyancers. By law, estate agents and conveyancers must deposit any client funds they receive in advance into a trust account for safekeeping. Failure to comply with this requirement results in significant penalties.

Annual audits of estate agent and conveyancer trust accounts are essential to guarantee that trust funds are not misused or stolen. Estate agents and conveyancers must submit an annual trust account audit if they held trust funds during the financial year. Our commitment to zero tolerance for non-compliance underscores the seriousness of these obligations.

As at 30June 2024 in Victoria, 4,041 out of 6,266 estate agency businesses operate 6,106 statutory trust accounts. Additionally, 346 out of 733 conveyancing businesses maintain 348 statutory trust accounts recorded with CAV. While most agents and conveyancers do the right thing, since 2021, we’ve implemented a compliance program to address any failures in trust account reporting. We issued 65 infringements to estate agents and 18 to conveyancers for failing to meet their 2023–24 trust account audit requirements.

We also launched four new disciplinary proceedings against estate agents for trust account auditing failures in 2023–24. We take disciplinary proceedings at VCAT where there has been a concerning pattern of repeated or deliberate non-compliance. Agents risk suspension or cancellation of their licence as a result of disciplinary proceedings.

Renting Taskforce

While the Residential Tenancies Act 1997 largely regulates the private rights and obligations of renters and rental providers, rental law reforms have increasingly introduced conduct obligations for rental providers and estate agents. As the state regulator, CAV can enforce any breaches of these laws, which can attract criminal penalties.

In March 2024, the government announced it was establishing a new renting taskforce, backed by a $4 million investment, to detect and deter non-compliance and send a clear message that rental offences will not be tolerated.

The dedicated taskforce is embedded within CAV and includes additional contact handlers, intelligence analysts, regional inspectors, investigators and lawyers. Based on the successful underquoting taskforce approach, the renting taskforce will use a risk-based, intelligence-led compliance program to monitor the hundreds of thousands of rental properties in Victoria and thousands of individual rental providers.

The taskforce analyses and identifies the most significant risks in the rental market and undertakes targeted monitoring of rental advertisements. The taskforce will be present at open-for-inspections and provide a zero-tolerance approach to key offences affecting the safety, security and tenure for renters. These include renting out a property that doesn’t meet the minimum standards, false advertising, illegal notices to vacate, failure to provide a condition report, non-lodgement of the bond and rental bidding.

The taskforce is also engaging with the community to promote compliance through public education and communications about rental rights and regulatory actions. In June 2024, CAV launched a new online complaint form that makes it quick and easy for the public to report issues with properties being put up for rent and upload evidence such as images and documents. The taskforce will continue to scale up operations throughout 2024–25.

Professional Engineers Registration Scheme

The Professional Engineers Registration Act 2019 requires engineers in five nominated areas to be registered to deliver professional engineering services. This is an important part of the government’s commitment to give Victorians confidence that only suitably qualified and experienced engineers who meet Australian and international standards can provide these services.

Under the Act, registration is now mandatory for fire safety, civil, structural, electrical and, since 1 December 2023, mechanical engineers. Professional engineers must meet qualifications and experience or competency requirements to be registered, and also meet continuing professional development requirements every three years.

The scheme is a co-regulatory model involving engineering associations operating approved assessment schemes, with the VBA advising on applicants’ suitability to work in the building industry the Business Licensing Authority conducting probity checks and granting registrations; and CAV and the VBA monitoring compliance and enforcement.

In 2023–24, a further 3,636 professional engineers were registered, bringing the total to 13,293 across the five areas of engineering as of 30 June 2024.

A statutory review of the Professional Engineers Registration Act 2019 will commence in 2024–25, based on advice from the co-regulatory bodies administering the scheme, as well as input from industry stakeholders.

Enforcement actions

Enforcement actions play an important role in CAV’s objective to ensure businesses comply with consumer laws. In 2023–24, we finalised seven criminal prosecutions and disciplinary proceedings. Several examples are detailed below.

Kamn Real Estate Pty Ltd was found guilty of three charges related to unlicensed trading between December 2020 and April 2021, trust account breaches, and failing to meet an inspector’s investigation requirements. The agency was convicted in the Melbourne Magistrates’ Court after CAV took legal action. The court imposed a $197,740 fine ordering the company to forfeit the commission or profit they made while trading unlicensed.

Jean-Noel Alain Philippe Gillet, formerly of Agent 96 Real Estate, misappropriated nearly $75,000 of clients’ funds from his agency’s trust account between 2019 and 2020. The former estate agent was convicted and sentenced in the Melbourne Magistrates’ Court to a 12-month community corrections order, which includes a requirement to perform 200 hours of community service. He was also ordered to pay $74,613 in compensation to the Victorian Property Fund. The Fund had been used to compensate the clients financially impacted by Gillet’s actions.

Lawrence Paul Vella was the Officer in Effective Control of Prestige Property Agents when he misappropriated $105,915 of clients’ money from his company’s trust account, between April and June 2019. In June 2023, he was convicted at the Melbourne Magistrates’ Court after pleading guilty to two charges under the Estate Agents Act. All money stolen from his clients was repaid. The misappropriated funds were uncovered through the annual independent audit which is required under the Estate Agents Act.

Monica Smit and her organisation, Reignite Democracy Australia (RDA) were convicted in May 2024 on charges related to running an unregistered fundraiser to pay her legal bills. Monica Smit and RDA were found guilty of failing to register the fundraiser and of failing to provide documents and information required under the fundraising laws regulated by CAV. We took legal action against Smit and RDA after they appealed for public donations to fund legal fees to fight separate police charges.

CAV also initiated 14 new (civil and criminal) court or disciplinary proceedings in 2023–24 for alleged breaches of consumer laws. These included criminal charges filed against an unregistered builder for alleged breaches of the Australian Consumer Law and Domestic Building Contracts Act and against a business for alleged unlawful debt collection methods, as well as several new estate agency matters including the underquoting criminal case and disciplinary proceedings for poor conduct.

Find the tables of Enforcement actions, Compliance, licensing and registration activity undertaken and Registers administered by CAV on pages 24-28 of the CAV annual report 2023-24 (PDF, 628KB).

Establishment within the new department

The creation of DGS in January 2023 brought together government services to improve Victorians’ experience of interacting with government, with an emphasis on digital transformation as a critical development for serving the community. The department is doing this by connecting and digitising systems and platforms across state and local government as well as streamlining corporate and procurement services.

During 2023–24, CAV was located within the Customer & Regulatory Services group. The group’s priorities were policy and regulation to support responsive and accountable services and improve satisfaction and productivity.

Key DGS initiatives supported by CAV included the consolidation of government call centres and the establishment of shared services. In April 2024, CAV’s Information and Dispute Services Centre (IDSC) joined the DGS Whole of Victorian Government Contact Centre, which provides the scale and dedicated focus to drive improvements to customer service. Throughout the move, CAV staff maintained service levels to assist the public with information and advice about consumer and renting issues. In September 2023, CAV’s legal team moved to the DGS General Counsel’s office to support strategic shared services on legal issues for CAV and the broader department.

Sex work decriminalisation

Sex work decriminalisation ensures that sex work is safe work and just like any other work. It maximises sex workers’ safety, health and human rights, while also reducing stigma and fear of criminal repercussions. On 22 February 2022, the Sex Work Decriminalisation Act 2022 was passed by the Victorian Parliament. The new laws recognise that sex work is legitimate work and is better regulated through standard business laws, like all other industries in the state.

Decriminalisation of sex work in Victoria occurred in two stages to allow time to transition to a different model of regulation. The second stage of decriminalisation commenced on 1 December 2023 and included abolishing the sex work service provider licensing system by repealing the Sex Work Act 1994, the establishment of appropriate liquor controls for the sex work industry and the removal of specific sex work industry controls.

Harnessing digital technologies

CAV is committed to leveraging digital technologies to enhance services and optimise our data and resources. Our strategic objectives are supported by a series of key projects and this year saw the completion of the redevelopment of our website, the digitisation of forms and other digital upgrades linked to the licensing and registrations schemes that CAV oversees.

Our website is a vital tool for providing consumers with information, services, and insights into their rights, while also helping businesses understand their obligations. In late 2023, CAV completed an 18-month project to redevelop the website to create a more user-centric platform with content that is easier to locate and comprehend. There has been a significant increase in traffic to the CAV website in 2023–24, with 7.21 million visits in 2023–24, which is 27 per cent higher than 2022–23. While this project is complete, we will continue to make ongoing improvements to our website.

We also introduced new online forms that enable consumers to report underquoting, report issues with advertised rental properties and request an investigation of a rent increase.

We continued to implement changes to our licensing and registration online systems to make it easier and faster for users to manage their regulatory obligations with us. Our digital transformation strategy has allowed thousands of businesses and community organisations to manage all their regulatory transactions online.

The registration schemes of CAV and the Business Licensing Authority have progressively moved from legacy systems to a single enterprise platform using Microsoft Dynamics. Users manage their licence or registration via a web-based transactional portal called myCAV.

In October 2023, we moved our Funeral Service Provider, Limited Partnership and Patriotic Fund schemes to Microsoft Dynamics and created new user-friendly online forms and easy to search public registers. Over 500 limited partnerships, 550 funeral service providers and nearly 400 patriotic funds can now manage their regulatory obligations with CAV online. New online registers now make it easier for anyone searching details about entities who are registered with CAV.

We also continued to upgrade our system architecture and make improvements to the ongoing stability of our online platforms. This investment in infrastructure provides our users with a faster, more stable, and secure system to access their information.

Introduction of a First Nations Community Engagement Lead

CAV introduced a new Aboriginal Community Engagement Lead role in October 2023. With a strong commitment to aligning our services to the needs of community and improving access to culturally safe and inclusive services for First Nations people, CAV rolled out mandatory Cultural Awareness Training to all staff. In addition, we partnered with the Wadawurrung Traditional Owners Aboriginal Corporation to introduce language into CAV’s dedicated help line and web resources.

Stakeholder engagement

As Victoria’s consumer regulator, CAV recognises that good stakeholder engagement is vital to achieving our goals and the effective delivery of services to the Victorian community. In consultation with key stakeholders, CAV developed a new Stakeholder Engagement Framework, which is now published on our website. The Framework supports CAV’s ongoing commitment to engaging with those impacted by our work and will guide the delivery of best practice stakeholder engagement across the organisation.

CAV also established two standing forums as a mechanism to engage with key stakeholders on important issues. The Consumer and Renter Consultative Forum and the Housing and Property Advisory Forum held their first meetings in June 2024. These Forums aim to improve information sharing, engagement and build trust with CAV’s key stakeholders. Members include a diverse range of consumer groups, community groups and industry organisations that have relevant experience and knowledge dealing with consumer, renting, housing and property issues and representing the interests of community members.

Commencement of the Funded Services Program Reviews

In 2023–24, CAV commenced reviews of its community based financial counselling and renter services, along with the Domestic Building Legal Service (DBLS). These reviews will ensure that these critical services remain fit-for-purpose for all Victorians who need these supports. To provide certainty for service delivery partners and continuity in service delivery for consumers and renters, existing arrangements for these services were extended for 12 months. In 2023–24, CAV undertook desktop research and preliminary stakeholder interviews under the renter and financial counselling reviews. Under the DBLS review, CAV completed a desktop review, stakeholder interviews and released a discussion paper to gather feedback from stakeholders and the broader community. Each review will continue in 2024–25 and inform the development of revised service models.

Making compliance easier for community organisations

CAV regulates fundraisers, incorporated associations and co-operatives, which all play an important role in the community.

The Implementation Plan for the National Fundraising Principles was published on 1 March 2024. The Principles set out the conduct expected from fundraisers in every jurisdiction across Australia, making regulatory compliance simpler and less prescriptive for charities already registered nationally, who are conducting fundraising appeals in Victoria.

Following a public consultation process, the Victorian Government also introduced new incorporated association regulations, which came into effect on 18 November 2023. These included key reforms intended to modernise and simplify the regulatory scheme for incorporated associations and streamline reporting requirements for associations registered as charities nationally. New local regulations also came into effect for co-operatives on 17 February 2024. These new regulations prescribed matters including fees, penalties, and unsuitable names for co‑operatives.

Victorian Property Fund grants

The Estate Agents Act 1980 allows the responsible minister to award grants from the Victorian Property Fund (VPF) for various legislated purposes after consultation with the department, any industry associations, and other government departments and organisations deemed appropriate.

CAV administers the VPF Grants Program, including evaluating applications, making recommendations about proposals to the minister, and administering the grants following approval.

In 2023–24, $4.564 million was spent on new and existing grants to community organisations for renting services including information and advice, advocacy and legal assistance under the new Rental Stress Support Package (RSSP); estate agent professional development; community education on renting rights; and social housing development projects.

During 2023–24, $11.8 million was awarded for 12 new grants to be delivered across 3 years, for services under the RSSP, improved digital service delivery to renters, estate agent professional development, improved awareness of owners corporation responsibilities and obligations, and residential tenancies dispute resolution services.

Find the table of Grants in progress 2023–24 on page 34 of the CAV annual report 2023-24 (PDF, 628KB).